The rules of being judged.

Last updated 7 July 2026 · getreally.app · beatthealgo@getreally.app

These terms are binding. They are also honest, which is rarer. By installing really? or buying a founding membership, you agree to everything below — yes, even the bits where we admit the product is designed to annoy you.

1. What really? is

really? is a browser extension and companion website ("the Service") operated from the United Kingdom. It interrupts online checkouts, questions your purchases, makes you wait through countdowns, requires you to write an explanation before spending money, and responds with sarcasm calibrated somewhere between "sharp friend" and "disappointed parent".

2. What really? is not

• Not financial advice. We are a warning label with opinions, not an adviser, bank, or regulated anything. Decisions to buy or not buy are yours alone.
• Not a guarantee of savings. "Money you didn't waste" figures are estimates based on checkouts you walked away from. We do not and cannot verify what your bank balance did.
• Not surveillance. See the Privacy Policy for what little we collect and how boringly we handle it.
• Not a blocker of essentials. really? is built never to interfere with NHS, pharmacy, government or utility payments. But do not rely on us to permit, prevent, or perfectly classify any purchase: responsibility for every transaction — made or unmade — stays with you.

3. The tone (read this before emailing us)

really? judges purchases, not people. Its commentary is deliberately blunt and sarcastic, the harsher levels doubly so. It will never target your identity, health, or anything about you as a human — only the cart, the excuse, and the hour at which you thought a katana umbrella was essential. If brutal honesty about your spending is not what you want, really? is not the product for you, and we say that with the same honesty.

4. Accounts and sync tokens

• Accounts use email magic links. No passwords, no password resets, no "security questions" about your first pet.
• Sync tokens connect your extension to your account. Treat them like keys: anyone with your token can write checkout events to your history. If a token leaks, create a new one and email us to revoke the old.
• You must be 16 or older and able to form a contract. If you are spending someone else's money, that is between you and them; we will judge it either way.

5. Founding membership — £49/year

• The founding membership costs £49 per year, billed by Stripe, renewing automatically each year. Your £49 rate is locked for as long as your subscription remains continuously active, even after the standard price rises.
• Payments are processed entirely by Stripe. We never see or store your card details.
• Paid features roll out to founding members first. You are buying early access, the locked price, and entry to the Beat the Algorithm challenge — not a promise that every roadmap item ships on a date.

6. Cancelling (we make this easy on purpose)

We interrupt your purchases, not your exits. Cancelling takes effect at the end of your current billing year, and you keep access until then. Cancel any of these ways:

• Through the Stripe billing portal — linked from your payment receipt email;
• By emailing beatthealgo@getreally.app with "cancel" anywhere in it. No retention script. No "before you go". One sad face, maximum.

Cooling-off: if you are a consumer in the UK or EU you have a statutory 14-day right to cancel a new subscription for a full refund. Email us within 14 days of purchase and the £49 comes back, no questions — well, one question, and it's rhetorical.

7. The Beat the Algorithm challenge

Founding members can win their money back or an extra year free. Because "win your money back" is the kind of sentence lawyers circle in red, here are the exact conditions:

1. Eligibility: active founding members, one entry per person and per household.
2. Set the goal early: your savings goal must be set in your dashboard within 7 days of purchase.
3. Set it in good faith: the goal must be a genuine target for you. A £5 goal created and "achieved" the same afternoon does not count. We reserve reasonable judgement over manifestly gamed goals, exercised grumpily but fairly.
4. Hit it in 3 months: reach the goal within 92 days of purchase, with the progress visible in your dashboard along the way.
5. Share the win: post it publicly (any major platform) tagging really? / getreally.app. The post must be public at the time we verify it.
6. Claim it: email beatthealgo@getreally.app within 14 days of hitting the goal, with a link to the post. We verify within 10 working days.
7. Choose your prize: a full £49 refund, or one extra year of founding membership free, added to the end of your current year at the locked price.
8. Fraud voids everything: fabricated progress, recycled goals, or multiple accounts forfeit the challenge and, in serious cases, the membership. The Face will also be personally disappointed, which should hurt more.

We may amend challenge terms for future purchasers; the terms in force when you bought apply to you.

8. Acceptable use

Don't reverse the Service to spam our database, resell it, probe other people's data, or use it to harass anyone. The extension roasts; you don't get to weaponise it. We may suspend accounts that abuse the Service, after which we will feel briefly powerful.

9. Liability (the airtight bit)

• The Service is provided "as is". We do not warrant it will be uninterrupted, error-free, or that it will stop every regrettable purchase. Some purchases outwit everyone.
• We are not liable for purchases you made, purchases you didn't make, price changes that happened while you were composing your essay, missed limited-edition drops, or the emotional journey of being told the fridge has food in it.
• Our total liability to you is capped at the amount you paid us in the 12 months before the claim — for free users, that's £0 and a sincere shrug.
• Nothing in these terms excludes liability that cannot legally be excluded, including for fraud or for death or personal injury caused by negligence. The sarcasm stops precisely there.

10. Changes and endings

We can update the Service and these terms; material changes get notice by email or on the site, and continued use means acceptance. You can leave any time: uninstall the extension, and the judgement stops immediately. The memories remain yours. To delete your data too, see the Privacy Policy.

11. The boring essentials

These terms are governed by the laws of England and Wales, and disputes belong to its courts. If a clause is found unenforceable, the rest survive. These terms plus the Privacy Policy are the whole agreement — nothing the Face said during a checkout constitutes a contractual promise, especially the bit about telling your goal.

Questions: beatthealgo@getreally.app — or read the support page first, which answers most of them with fewer clauses.